Tuesday, February 06, 2007
Money = Pain
So, I'm poor. I mean, really, in-debt-up-to-surrendering-my-firstborn poor. Not as bad as many, I'll admit. But for me? Not good.
And apparently, I tend to go on about it. I don't mean to, but when something is on my mind...I tend to talk about it without realizing it. Anyway, yesterday at work, one of my co-workers made a nasty remark about how everyone knew I was broke because I was always talking about that sent me to the bathroom crying. Usually, I'm not so sensitive, but I was vastly hormonal and worried about paying my bills and dealing with the fact that all my friends and family are hours away from me now. So, it was just the wrong time to deal with that kinda remark. (She did apologize later and she was really upset that she upset me. She was having a hard time too and I just stumbled into her line of fire.)
So, I had a wretched day yesterday. Gave myself a headache from crying so much. I was upset that I was upset at work, because come on...you don't do that. But fortunately, I could hide out in the bathroom and no one else was in my office, so no one really saw me. So. That's okay. I felt awful, just wanted to come home and go to bed (Which I did)
But -- and this is where I can't decide if the Universe loves me or not -- I get home, check the mail. To find a letter from my former job, asking what I wanted to do with the money in my old retirment account. Now, here's the thing -- I didn't know I HAD money in a retirment account. I had never signed up for it, because I couldn't afford the deductions from my check. (Ayep. I was paid THAT badly.) But, because I was there forever, I was vested and the company started putting money aside for me. So, I have like $7500. I just have to tell them where to send it.
Yeah, there's the 20% penalty for taking it all in a lump sum. Which sucks, but still. I'm gonna send 'em the paperwork today and should have the money to fix all the damn bill problems that have been following me everywhere. The rest I'm gonna stick into an account to start saving as a downpayment on a house. Go me.